23.12.09

Apple MobileMe billing is causing false fraud alerts on Chase Bank Credit cards!

Found out today that Apple is submitting $1.00 charge approvals to your card on file to test the validity of the credit card on account for your MobileMe account.

Chase Bank's credit card fraud detection system thinks these are fraudulent activity on the card and shuts them down.

I had it happen to 2 different Chase Bank credit cards. It's very frustrating since you then need to explain the charge denials to the other merchants that get denied and you have to resubmit the charges.

If you have this happen to you call Apple and let them know. Ask for consumer relations.

Apple
1 Infinite Loop
Cupertino, CA 95014
408.996.1010

I think Chase Bank is being a bit too strict on what they consider fraud and Apple should probably just submit the charge for the renewal a few weeks early to provide a buffer for cards that don't get approved.